Loan Officer works directly with clients in the field to promote loans, determine client credit worthiness, complete loan applications, conduct client follow up and manage assigned loan portfolio performance.

Main Responsibilities

• Promote and market VITAS products.

• Manage the application and approval process for assigned area.

• Complete the loan application at the applicant and guarantor’s location.

• Conduct necessary assessment of the business and business owners/homeowners.

• Ensure prompt submission of application documents, and loan disbursement and repayment.

• Provide periodic portfolio information.

• Contact clients and guarantors on loan approval/denial, additional information needed on pending applications, and for loan disbursal meeting.

Knowledge, Skills, and Abilities

• High school degree, Bachelor degree preferred

• Ability to work independently

• Good knowledge and strong knowledge in local community.

• Good knowledge about mathematics

• Able to work in the field

Major Responsibilities

·         Manage and oversee all aspects of the Loan Officer activities.

·         Assist in developing and implementing strategies for marketing of Vitas Iraq products.

·         Train Loan Officers in all areas of technical and administrative work.

·         Maintain high portfolio quality in his/her area.
• Assist Loan Officers in achieving targets.

·         Visit Clients.

·         Review loan applications for completion, accuracy, eligibility, and repayment capacity.

·         Provide final recommendation on loan amount, term and guarantee.

·         Review reports related to branch portfolio and Loan Officer activities.

Knowledge, Skills and Abilities

• The applicant should carry good reputation and has no criminal record.
• Minimum TS degree or plus is preferred.
• Minimum of  3  years of experience.
• Able to perform field work.
• Prior experience in similar work.
• High communication skills and able to work in exceptional work conditions.

Managerial and Leadership skills

Responsibilities:

• Develop Tools & Applications – Design and implement software solutions based on organizational needs.
• System Integration – Assist in integrating internal and external systems for seamless data flow.
• Data Analysis Solutions – Support the development of analytical tools for informed decision-making.
• Documentation – Maintain clear and structured documentation for development processes.

Skills: 

• Knowledge in programming languages such as Python, C#.
• Basic knowledge of SQL and NoSQL databases.
• Ability to identify and fix bugs efficiently.
• Familiarity with Angular and similar frameworks.
• Understanding of fundamental problem-solving concepts.
• Stay updated on emerging technologies and industry best practices.

 Qualifications

• Bachelor's degree in Computer Science or Engineering, Information Technology 
• 1-2 year of relevant experience.

Main Responsibilities:

• Accurately record financial transactions in the accounting system.

 • Reconcile and clear advances in a timely manner.

 • Prepare and maintain bank reconciliations.

 • Conduct account reconciliations for loans, reflow, interest income, and other financial accounts.

 • Organize, file, and archive financial documents.

 • Review documents for accuracy and compliance with policies.

 • Assist in the preparation of financial reports and statements as needed.

Qualifications:

-Bachelor’s degree in Accounting and Finance.

-English language and computer skills.

-Eight years of related experience.

Responsibilities:

✔ Lead financial forecasting and modeling

✔ Monitor financial KPIs and ensure system integrity

✔ Conduct financial analysis and deliver reporting insights

✔ Ensure compliance with IFRS and global standards

✔Guide strategic budgeting and risk assessment

Qualifications:

• Degree in Finance/Accounting (CPA/CMA/ACCA a plus)

• 8+ years’ relevant experience

• Knowledge on IFRS & financial systems 

• Good Arabic & English

المهام الأساسية:

-مراقبة و تحليل المعاملات المالية واكتشاف الأنشطة غير العادية.

- تنفيذإجراءات التحقق من العملاء وإعداد التقارير اللازمة.

- متابعةاللوائح الدولية وتنظيم تدريبات داخلية لضمان الامتثال.

المؤهلات : 

-شهادة جامعية في المالية أو القانون أو تخصص ذي علاقة و خبرة في مجال مكافحة غسل الأموال.

المهام الأساسية:

المهام الأساسية:-مراجعة السياسات والإجراءات وضمان توافقها مع المتطلبات القانونية المحلية والدولية.

- متابعة تنفيذ خطط الامتثال وإعداد التقارير الدورية.

- التنسيق مع الجهات الرقابية، وتنظيم تدريبات داخلية لضمان الامتثال.

المؤهلات : 

شهادة جامعية في المالية أو القانون أو تخصص ذي علاقة و خبرة في وظيفة مماثلة.

المهام الأساسية:

-تقييم بيئة التحكم للوصول إلى سلامة الضوابط المالية والتشغيلية وفعاليتها.

-التحقق و المساعده في إنجاز المراجعات التشغيلية على مستوى الأقسام/ الفروع.

-تقييم جودة المحفظة من خلال التحقق من العميل.

المؤهلات : 

شهادة جامعية في المالية أو القانون أو تخصص ذي علاقة و خبرة في وظيفة مماثلة.